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PENGARUH KREDIT BERMASALAH TERHADAP PENDAPATAN BUNGA PADA BANK BUMN (PERSERO)
WILSON MARPAUNG (2007) | Skripsi | Manajemen , Manajemen , Manajemen
Bagikan
Ringkasan
Credit is network of prime activity of bank, where giving of credit is
activity support of banking. If seen balance sheet of bank, will seen that side of
bank assets will predominate by level of the amount of credit. While at income
statement will seen that side of earnings will predominate by level of interest
income. When bank channel credit is often faced on the risk, one of the risks
which faced is risk of do not pay for of given credit or often referred as default
The purpose of this research is to know about the influence of non
performing loan to the interest income at government of bank. This research uses
descriptive quantitative analysis and verifications which include linier regression
analysis, correlation pearson analysis, determination coefficient, hypothesis test
and uses SPSS 12.00 For Windows aid program.
The result of this research proofing that non performing loan has
significant influence on interest income equal to 78.8% and 21.7% is influencing
by other factor. The influence of non performing loan on interest income at
Government Bank is strong and the same direction.
Keywords : non performing loan, interest income
Ringkasan Alternatif
Credit is network of prime activity of bank, where giving of credit is
activity support of banking. If seen balance sheet of bank, will seen that side of
bank assets will predominate by level of the amount of credit. While at income
statement will seen that side of earnings will predominate by level of interest
income. When bank channel credit is often faced on the risk, one of the risks
which faced is risk of do not pay for of given credit or often referred as default
The purpose of this research is to know about the influence of non
performing loan to the interest income at government of bank. This research uses
descriptive quantitative analysis and verifications which include linier regression
analysis, correlation pearson analysis, determination coefficient, hypothesis test
and uses SPSS 12.00 For Windows aid program.
The result of this research proofing that non performing loan has
significant influence on interest income equal to 78.8% and 21.7% is influencing
by other factor. The influence of non performing loan on interest income at
Government Bank is strong and the same direction.
Keywords : non performing loan, interest income