Penelitian ini bertujuan untuk mengetahui pengaruh Loan to Deposit Ratio dan Capital Adequacy Ratio terhadap Return On Asset. Studi kasus yang digunakan adalah PT.Bank Ganesha Tbk periode 2006-2017. Metode yang digunakan yaitu analisis regresi berganda. Hasil analisis secara parsial menunjukkan Loan to Deposit Ratio berpengaruh negatif dan tidak signifikan terhadap Return On Asset, Capital Adequacy Ratio berpengaruh positif dan signifikan terhadap Return On Asset. Tetapi hasil analisis secara simultan terdapat pengaruh positif dan signifikan antara Loan to Deposit Ratio dan Capital Adequacy Ratio terhadap Return On Asset. Kemampuan prediksi dari kedua variabel terhadap ROA dalam penelitian ini sebesar 17,6%, sedangkan sisanya 82,4% dipengaruhi oleh faktor lain. Kata Kunci : Loan to Deposit Ratio, Capital Adequacy Ratio, Return On Asset

The aim of this research is to examine the influence of Loan to Deposit Ratio and Capital Adequacy Ratio towards Return On Asset. Case study in this research is PT.Bank Ganesha Tbk Periode 2006-2017. The analysis technique using multiple linear regression. The result of this research partially shows that LDR has a negative and significant effect on ROA, CAR has a positive and significant on ROA. Simultaneously, LDR and CAR have significant effect on ROA. Prediction capability from these two variable toward ROA in this research is 17,6%, where the balance 82,4% is affected to other factor. Keywords : Loan to Deposit Ratio, Capital Adequacy Ratio, Return On Asset

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