Penelitian ini bertujuan untuk mengetahui pengaruh Non Performing Loan (NPL) dan BI Rate Terhadap Return On Asset (ROA). Populasi yang digunakan dalam penelitian ini adalah bank umum yang terdaftar di Bursa Efek Indonesia (BEI) periode 2014 - 2018. Pengambilan sampel penelitian dilakukan dengan menggunakan purposive sampling. Diperoleh jumlah sampel sebanyak 33 bank dari 45 bank umum di Indonesia yang terdaftar di Bursa Efek Indonesia. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian asosiatif dengan pendekatan kuantitatif. Teknik analisis data yang digunakan adalah regresi linier berganda dengan menggunakan aplikasi IBM SPSS Statistic 24 for Windows. Hasil penelitian ini menunjukkan secara parsial bahwa Non Performing Loan (NPL) berpengaruh negatif terhadap Return On Asset (ROA) dan signifkan, dan BI Rate berpengaruh negatif terhadap Return On Asset (ROA) dan signifikan. Secara simultan atau bersama - sama Non Performing Loan (NPL) dan BI Rate berpengaruh signifikan terhadap Retrun On Asset (ROA).

The research aims to know the effect of Non Performing Loan (NPL) and Interest Rate of Bank Indonesia towards Return On Asset (ROA). Population in this research are listed bank on Indonesia Stock Exchange (IDX) period in 2014 – 2018. The sampling of the research was performed using the method of purposive sampling. Obtained by amount sample as much 33 bank from 45 banking company listed on Indonesian Stock Exchange in period 2014 - 2018. Research methodology on this research using associative method with quantitative approachment. Data analysis technique used are multi linear regression using IBM SPSS Statistic 24 for Windows software. The result of the survey encountered that partially Non Performing Loan (NPL) had a negative effects toward Return On Asset (ROA) and significant and Interest Rate of Bank Indonesia had a negative effects toward Return On Asset (ROA) and significant. Simultaneously that Non Performing Loan (NPL) and Interest Rate of Bank Indonesia had a significant effect towards Return On Asset (ROA).

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