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Pengaruh Non Performing Loan (NPL) Terhadap Profitabilitas Pada Bank Permata Periode 2008-2017
Amelia Rahma Nafisyah (2018) | Tugas Akhir | Akuntansi
Bagikan
Ringkasan
Penelitian ini dilakukan dengan tujuan untuk dapat mengetahui perkembangan dari variabel independen yaitu Non Performing Loan (NPL), perkembangan variabel dependen yaitu Return On Assets (ROA) serta pengaruh Non Performing Loan (NPL) terhadap Profitabilitas yang diwakilkan oleh Return On Assets (ROA) pada Bank Permata tahun 2008 - 2017. Dalam penelitian ini penulis menggunakan data sekunder yaitu data yang diperoleh secara tidak langsung yang berasal dari laporan keuangan yang dipublikasikan oleh Bank Permata pada alamat website nya. Teknik analisis yang digunakan adalah analisis regresi linear sederhana dan uji hipotesis (Uji t) dengan SPSS. Dari penelitian yang telah dilakukan, didapatkan hasil bahwa terdapat hubungan atau korelasi yang sedang antara variabel X yaitu Non Performing Loan (NPL) terhadap variabel Y yaitu Return On Assets (ROA), sedangkan besarnya kontribusi pengaruh NPL terhadap ROA sebesar 22,7% dan sisanya sebesar 77,3% dipengaruhi oleh variabel lain serta dari hasil Uji t didapatkan hasil bahwa terdapat pengaruh yang signifikan dari NPL terhadap ROA. Kata Kunci: Non Performing Loan (NPL), Return On Assets (ROA), Bank Permata.
Ringkasan Alternatif
This research was conducted with the aim to be able to know the development of the independent variable i.e. Non Performing Loan (NPL), the development of the dependent variable i.e., Return On Assets (ROA) as well as the influence of the Non Performing Loan (NPL) towards Profitability that is represented by the Return On Assets (ROA) at Bank Permata year 2008-2017. In this study the author uses secondary data i.e. data obtained indirectly derived from the financial statements published by Bank Permata on his website address. Analytical techniques used are simple linear regression analysis and hypothesis testing (test t) and SPSS. From the research that has been carried out, the results obtained that there is a relationship or correlation being between the variable X i.e. Non Performing Loan (NPL) against the variable Y that is Return On Assets (ROA), whereas the magnitude of the contribution to the influence of the NPL against ROA of 22.7% and 77.3% of rest is affected by other variables as well as from the results of the test results obtained by t that there is a significant influence of the NPL against ROA. Keywords: Non Performing Loan (NPL), Return On Assets (ROA), Bank Permata.