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PENGARUH SIMPANAN PIHAK KETIGA TERHADAP KREDIT YANG DIBERIKAN PADA PIHAK KETIGA (SURVEY PADA BANK-BANK UMUM YANG TERDAFTAR DI BURSA EFEK JAKARTA)
RIA MARSELIA (2007) | Skripsi | Akuntansi , Akuntansi
Bagikan
Ringkasan
Any banking deregulation, especially deregulation package of October 27
1988, had facilitate bankin word in mobilize public fund, it caused higher
competition between bank and increasing of investment and usage fund option in
order to provide good bank fund
According to the explanation above, thus the writer identified the problem
regarding how the saving account of the third parties in public banks that
registered in Bursa Efek Jakarta, how the situation of the allocated loans for the
third parties that registered in Bursa Efek Jakarta, and how much the influence of
third parties deposits accounts to the allocated loans to public bank that
registered in Bursa Efek Jakarta. The method used in this research is a
descriptive method, whereas the analytic method used in this research is simple
regression analysis. The results show that generally the explanation on deposits
accounts that given to the third parties including demand deposits, saving
deposits, and time deposits in public bank that registered in Bursa Efek Jakarta in
2006 the average was 34.674.320.484.057, while total loans to the third parties
the average was 20.551.178.854.256.
After the hypothesis analysis using 5 % of real point, thus it can be
concluded that the third party saving accounts in public banks that registered in
Bursa Efek Jakarta have significant influence on loans to the third parties. The
result gives the determination coefficient public bank that registered in Bursa
Efek Jakarta for model of influence of third parties deposits to the loans to third
parties is 93.8%, and contribution of other factors is 6.2 %.
Ringkasan Alternatif
Any banking deregulation, especially deregulation package of October 27
1988, had facilitate bankin word in mobilize public fund, it caused higher
competition between bank and increasing of investment and usage fund option in
order to provide good bank fund
According to the explanation above, thus the writer identified the problem
regarding how the saving account of the third parties in public banks that
registered in Bursa Efek Jakarta, how the situation of the allocated loans for the
third parties that registered in Bursa Efek Jakarta, and how much the influence of
third parties deposits accounts to the allocated loans to public bank that
registered in Bursa Efek Jakarta. The method used in this research is a
descriptive method, whereas the analytic method used in this research is simple
regression analysis. The results show that generally the explanation on deposits
accounts that given to the third parties including demand deposits, saving
deposits, and time deposits in public bank that registered in Bursa Efek Jakarta in
2006 the average was 34.674.320.484.057, while total loans to the third parties
the average was 20.551.178.854.256.
After the hypothesis analysis using 5 % of real point, thus it can be
concluded that the third party saving accounts in public banks that registered in
Bursa Efek Jakarta have significant influence on loans to the third parties. The
result gives the determination coefficient public bank that registered in Bursa
Efek Jakarta for model of influence of third parties deposits to the loans to third
parties is 93.8%, and contribution of other factors is 6.2 %.